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The Chase PerfectCard™
  • 0% Intro APR*
  • 6% Gas Rebates*
  • No Annual Fee
    *See Card Terms
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Chase Platinum VisaŽ
  • 0% Intro APR*
  • Platinum benefit
  • No Annual Fee
    *See Card Terms
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Blue CashŽ from American Express™
  • 0% Intro APR*
  • Up to 5% cashback
  • No Annual Fee
    *See Card Terms
Apply Online
 
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Unsecured Credit Cards for Fair Credit

Unsecured Credit Cards for Fair Credit









 Credit card applications for fair credit are available to individuals with a FICO Score of 620-659. Fair credit cards are for people with a little better credit history. If you are eligible for a fair credit credit card, the cards below might be the right choice for you. Select a card and apply online fast and secure.

Also See:
Business Credit Cards for Fair Credit


Capital OneŽ Platinum - Visa


  • Buy what you've been dreaming of and pay no interest until February 2009 on purchases
  • Save with a low non-intro variable APR, currently 8.9%
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital OneŽ Saving ZoneSM on Yahoo! Shopping
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
until February 2009*
8.90%*
$39.00*
N/A*
Average Credit*


Capital OneŽ Platinum - MasterCard


  • Buy what you've been dreaming of and pay no interest until February 2009 on purchases
  • Save with a low non-intro variable APR, currently 8.9%
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital OneŽ Saving ZoneSM on Yahoo! Shopping
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
until February 2009*
8.90%*
$39.00*
N/A*
Average Credit*


Capital OneŽ Classic Platinum Visa


  • Buy what you've been dreaming of and pay no interest until February 2009 on purchases
  • Save with a low non-intro variable APR, currently 14.9%
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital OneŽ Saving ZoneSM on Yahoo! Shopping
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
until February 2009*
14.90%*
$19.00*
N/A*
Average Credit*


Capital OneŽ Classic Platinum - MasterCard


  • Buy what you've been dreaming of and pay no interest until February 2009 on purchases
  • Save with a low non-intro variable APR, currently 14.9%
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital OneŽ Saving ZoneSM on Yahoo! Shopping
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
until February 2009*
14.90%*
$19.00*
N/A*
Average Credit*


Capital OneŽ Platinum Max


  • Take advantage of a 16.9% APR that won’t change for at least three years
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
  • Get a credit line up to $2,500
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital OneŽ Saving ZoneSM on Yahoo! Shopping
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
16.90%*
$19*
Yes*
Average Credit*


Capital OneŽ Standard Platinum Card


  • Buy what you've been dreaming of and pay no interest until February 2009 on purchases
  • Save with no annual fee
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital OneŽ Saving ZoneSM on Yahoo! Shopping
  • Know you are protected with $0 fraud liability if your card is ever lost or stolen
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on purchases*
until February 2009*
19.80%*
None*
Yes*
Average Credit*


Capital OneŽ No Hassle Cash Rewards


  • Get a 25% annual bonus on the cash you earn during the year
  • 1% cash back on every purchase
  • Buy what you've been dreaming of and pay no interest until February 2009
  • There's no limit to the cash back you can earn, and your cash rewards won't expire
  • Redeem cash whenever you want
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
until February 2009*
16.90%*
$29*
Yes*
Average Credit*


Capital OneŽ No Hassle Points(SM) Rewards


  • 5 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point for every dollar spent on other purchases
  • There is no limit to the points you can earn, and your points won't expire for the life of your account
  • Buy what you've been dreaming of and pay no interest until February 2009
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
until February 2009*
16.90%*
$29.00*
Yes*
Average Credit*


Business Credit Cards for Fair Credit



Capital OneŽ Business Platinum


  • 0% APR on purchases until December 2009
  • 0% APR on transferred balances until December 2009
  • No annual fee
  • Free year-end summary
  • Free employee cards with individual spending limits you set
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
until December 2009*
As low as 10.67%(V)*
None*
Yes*
Fair Credit*


Capital OneŽ Business Platinum with No Hassle Miles(SM)


  • 0% APR on purchases until December 2009
  • 0% APR on transferred balances until December 2009
  • Earn one mile for each purchase dollar spent
  • No Annual Fee
  • No miles expiration—keep them for the life of your account
  • Fly any airline, with no blackout dates or seat restrictions
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
until December 2009*
As low as 10.67%(V)*
None*
Yes*
Fair Credit*


FICO Credit Scores
Excellent Credit 750-850
Good Credit 660-749
Fair Credit 620-659
Bad/Poor Credit 350-619
No Credit 0-0
Do You Know Your Credit Score? Find Out Now!
Get Your FREE Triple Credit Score
What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
your credit score will determine whether you will be approved for a credit card.
Credit Score Facts

1. Credit Scores range from 300-850, the higher the better
2. Most lenders base approval on your credit score.
3. Higher Scores mean lower payments and better deals.
4. Higher Scores mean Lower interest rates.
5. Scores are determined by 5 main categories:
  • Payment History
  • Amounts Owed
  • Length of Credit History
  • Type of Credit Used
  • New Credit

 



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