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No Annual Fee Credit Cards
No Annual Fee Credit Cards







  Below is a list of offers for No Annual Fee Credit Cards. You can browse, compare, and apply online for one of these no annual fee credit card offers. Secure Online Applications.

Also See:
Credit Cards for Excellent Credit
Credit Cards for Good Credit



Blue Cash® from American Express®


  • 0% intro APR on purchases for 6 months and no annual fee
  • Flexibility to pay over time
  • Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
  • Receive your cash back automatically as a statement credit
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
0% on Purchases
for 6 months*
17.24%-21.24% Variable*
None*
Yes*
Excellent Credit*


Blue Sky from American Express®


  • 0% intro APR on purchases for 6 months and no annual fee
  • Flexibility to pay over time
  • Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
0% on Purchases
for 6 months*
17.24%-21.24% Variable*
None*
Yes*
Excellent Credit*


Chase Freedom® Visa - $50 Bonus Cash Back


  • Earn $50 Bonus Cash Back after first purchase
  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 months on balance transfers*
12.99%-22.99% Variable*
None*
Yes*
Good/Excellent Credit*


Slate(SM) from Chase


  • 0% Intro APR for up to 12 months.
  • No Annual Fee.
  • New innovative card design.
  • Blueprint(SM) – free and customizable features
    • Help you avoid unnecessary interest
    • Pay your balances down faster

  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
12 or 6 months on
balance transfers*
13.24%-22.24% Variable*
None*
Yes*
Good/Excellent Credit*


Chase Sapphire(SM)


  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • All of this for no annual fee!
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
12.24%* Variable
None*
No*
Excellent Credit*


Discover® More® Card - Clear


  • 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 months on Purchases &
6 months on Balance Transfers*
11.99% - 20.99% Variable*
None*
Yes*
Excellent Credit*


Discover® More® Card


  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
full 6 months on Purchases &
full 15 months on Balance Transfers*
11.99% - 20.99% Variable*
None*
Yes*
Excellent Credit*


Discover® More® Card - $75 Cashback Bonus®


  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
full 6 months on Purchases &
full 12 months on Balance Transfers*
11.99% - 20.99% Variable*
None*
Yes*
Excellent Credit*


Discover® More® Card – Black


  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 9 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
full 9 months on Purchases &
full 12 months on Balance Transfers*
11.99% - 20.99% Variable*
None*
Yes*
Excellent Credit*


Discover® Open Road® Card


  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 months on Purchases &
12 months on Balance Transfers*
11.99% - 20.99% Variable*
None*
Yes*
Excellent Credit*


Discover® Motiva(SM) Card


  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months , then the Regular APR
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
3.99%*
a full 12 months on Purchases &
a full 15 months on Balance Transfers
11.99% - 20.99% Variable*
None*
Yes*
Excellent Credit*


Miles by Discover® Card


  • 12, 000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don't expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months than the regular APR
  • No Annual Fee, No Overlimit Fee, No Redemption Fee
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 months on Purchases &
6 months on Balance Transfers*
10.99%-16.99% Variable*
None*
Yes*
Excellent Credit*


Discover® Student Card


  • Make your money worth MoreSM*
  • Unlimited cash rewards, automatically
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
  • Customer Service in less than a minute, anytime you want
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
6 Months*
As low as 13.99%-20.99%(V)*
None*
N/A*
Good Credit*


Discover® Student Card - Clear


  • Make your money worth MoreSM*
  • Unlimited cash rewards, automatically
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
  • Customer Service in less than a minute, anytime you want
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
6 Months*
As low as 13.99%-20.99%(V)*
None*
N/A*
Good Credit*


Discover® Student Card - Tropical Beach


  • Make your money worth MoreSM*
  • Unlimited cash rewards, automatically
  • 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
  • Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners
  • Customer Service in less than a minute, anytime you want
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0% on Purchases*
6 Months*
As low as 13.99%-20.99%(V)*
None*
N/A*
Good Credit*


Discover® Student Open Road Card


  • Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
  • 5% to 20% Cashback Bonus through ShopDiscover, our exclusive online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • No Annual Fee
  • CLICK HERE TO APPLY ONLINE

    *View Rates, Fees, Rewards and Other Important Information
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
0%*
6 Months*
As low as 13.99%-20.99%(V)*
None*
N/A*
Good Credit*


Simmons First Visa® Platinum


  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
7.25% Variable*
None*
Yes*
Excellent Credit*


Simmons First Visa® Platinum Rewards


  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No annual fee
  • CLICK HERE TO APPLY ONLINE

    *See Terms & Conditions
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
9.25% Variable*
None*
Yes*
Excellent Credit*


IBERIABANK Visa Classic


  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
  • CLICK HERE TO APPLY ONLINE

    *See website for complete terms and conditions of card usage and application disclosure.
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
1.99% on balance transfers*
6 months*
Prime + 4.00% thru
Prime + 10.00%*
None*
Yes*
Good Credit*


IBERIABANK Visa Gold


  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
  • CLICK HERE TO APPLY ONLINE

    *See website for complete terms and conditions of card usage and application disclosure.
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
1.99% on balance transfers*
6 months*
Prime + 6.00% thru
Prime + 12.00%*
None*
Yes*
Good Credit*


IBERIABANK Visa Platinum


  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases
  • Turn your points into hotel, gift, or experience rewards
  • Travel accident coverage up to $1,000,000
  • Online access to credit card account information
  • CLICK HERE TO APPLY ONLINE

    *See website for complete terms and conditions of card usage and application disclosure.
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
1.99% on balance transfers*
6 months*
Prime + 6.00% thru
Prime + 12.00%*
None*
Yes*
Excellent Credit*


FICO Credit Scores
Excellent Credit 750-850
Good Credit 660-749
Fair Credit 620-659
Bad/Poor Credit 350-619
No Credit 0-0
Do You Know Your Credit Score? Find Out Now!

Get Your Triple Credit Score
What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
your credit score will determine whether you will be approved for a credit card.
Credit Score Facts

1. Credit Scores range from 300-850, the higher the better
2. Most lenders base approval on your credit score.
3. Higher Scores mean lower payments and better deals.
4. Higher Scores mean Lower interest rates.
5. Scores are determined by 5 main categories:
  • Payment History
  • Amounts Owed
  • Length of Credit History
  • Type of Credit Used
  • New Credit

 





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