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Orchard Bank Classic MasterCards
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First PREMIER® Bank Platinum Card
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This is an unsecured, fee-based product.
 
 
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Applied Bank Credit Cards

Applied Bank® Credit Cards

 Applied Bank® emphasizes personal service and flexibility in their mission of being the premier bank in the United States. Since 1996, they have been a leader in providing unsecured Visa and MasterCard Credit Cards to people with little or no credit history.

Applied Bank® Secured Visa® Credit Card


  • 9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • ACCEPTED Worldwide at Million of Locations
  • CREDIT Bureau Reporting
  • CLICK HERE TO APPLY ONLINE

    *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
9.99%*
$50*
N/A*
No Credit Check*


Applied Bank® Secured Visa® Gold Credit Card


  • 9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • ACCEPTED at 27 Million Locations Worldwide and Online
  • CREDIT Bureau Reporting
  • CLICK HERE TO APPLY ONLINE

    *Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
Intro APR
Intro Period
Regular APR
Annual Fee
Balance Transfer
Credit Needed
N/A*
N/A*
9.99%*
$50*
N/A*
No Credit Check*




FICO Credit Scores
Excellent Credit 750-850
Good Credit 660-749
Fair Credit 620-659
Bad/Poor Credit 350-619
No Credit 0-0
Do You Know Your Credit Score? Find Out Now!

Credit Card will be charged, if Membership NOT cancelled!!
Get Your FREE Triple Credit Score
What is a Credit Score?

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
your credit score will determine whether you will be approved for a credit card.
Credit Score Facts

1. Credit Scores range from 300-850, the higher the better
2. Most lenders base approval on your credit score.
3. Higher Scores mean lower payments and better deals.
4. Higher Scores mean Lower interest rates.
5. Scores are determined by 5 main categories:
  • Payment History
  • Amounts Owed
  • Length of Credit History
  • Type of Credit Used
  • New Credit

 



Secured Online ApplicationsSecurity Notice: All Applications utilize Secure SSL Technology for secure transmissions.


See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Online " button you can review the credit card terms and conditions on the credit card issuer's web site.
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