0% balance transfer credit cards offer an interest-free period on balances transferred from existing credit cards. These offers can save you hundreds of dollars in interest charges, while giving you the financial breathing space to start clearing your existing card debts.
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Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase) -OR - Earn entries from everyday shopping!
Get 1,000 entries just for applying!
Entries are good for future drawings and there is no limit to how many times you can win*
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
American DreamCard™ holders also have access to MasterCard® Exclusive Online™
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
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