CREDIT CARD APPLICATIONS from MasterCard, Visa, Discover and American Express. Apply online for credit card. We present cards with instant approval, low interest, balance transfers, credit cards for people with excellent credit, good credit, fair credit, bad credit and no credit history.

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MyCreditCardFinder.com
	FREE Credit Search! No Obligations! Any Credit History! *See Card Terms


Capital One® No Hassle Cash Rewards
	0% Intro APR* Earn Cash Back Average Credit *See Card Terms


Blue Cash® from American Express™
	0% Intro APR* Up to 5% cash back* No annual fee *See Card Terms

Cards - Excellent Credit

Airline Miles Rewards

Travel / Vacation Reward

Applying For Credit Online

Types of Credit Cards

Credit Card Tips

How To Choose A Card

Using A Credit Card Safely

American Express™ Consumer Cards

Card offers include: the Blue Card, Blue Cash® Card, Green Rewards Card, Gold Rewards Card, One Card, IN:NYC™ Card, IN:LA Card, IN:Chicago Card, Blue Sky® Card, Jet Blue Card, Gold Delta SkyMiles® Card, Hilton HHonors® Card, and Starwood Preferred Guest® Card.

Blue from American Express™

0% APR on purchases for up to 12 months
No Annual Fee
Low Balance Transfer APR — 2.99% for 12 months.
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds.
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	up to 12 months*	As Low As 10.99%*	None*	Yes*	Excellent Credit*

Blue Cash® from American Express™

Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
0% Intro APR for up to 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months
Express Approval. Get a decision in less than 60 seconds.
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	up to 12 months*	As Low As 11.99%*	None*	Yes*	Excellent Credit*

American Express® Preferred Rewards Gold Card

Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
No Pre-Set Spending Limit
No annual fee for the first year - $125 Thereafter
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	No annual fee 1st year - $125 Thereafter*	No*	Good Credit*

American Express® Platinum Credit Card

Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
No Pre-set Spending Limit
24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the world
By Invitation Only® Events — access to exclusive, once-in-a-lifetime events
Complimentary Airport Club Access
The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	N/A*	$450.00*	N/A*	Good Credit*

True Earnings® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first made with the Card!
Earn cash back virtually everywhere you go - 3% for gasoline, 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
No Annual Fee with your paid Costco Membership.
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
No Limit on the Cash Back earned.
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	3 months*	13.99%*	No Annual Fee with Costco Membership*	Yes*	Good Credit*

Blue Sky® from American Express™

0% Intro APR for up to 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months
Earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds.
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	up to 12 months*	As Low As 11.99%*	None*	Yes*	Good Credit*

Platinum Delta SkyMiles® Credit Card

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
Earn one companion Coach Class ticket each year upon renewal
Earn at least 1 mile for every eligible dollar spent
Miles never expire and there is no cap on the miles you can earn
Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
Express Approval. Get a decision in less than 60 seconds.
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
N/A*	N/A*	13.99%*	$150.00*	Yes*	Good Credit*

Starwood Preferred Guest® Card from American Express™

Earn 10,000 Starpoints® with your first purchase* - enough for up to 3 free nights at a Category 1 or 2 hotels*
Plus - earn an additional 15,000 Starpoints when you spend $15,000 in 6 months*
Use Starpoints for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries
Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines*
Earn one Starpoint® for every dollar of eligible spending and double Starpoints® at participating Starwood properties and retail outlets*
Pay no annual fee for the first year and only $45 thereafter*
CLICK HERE TO APPLY ONLINE

*See Terms & Conditions

Intro APR	Intro Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
2.90%*	6 Months*	13.99%*	1st year free; then $45*	Yes*	Excellent Credit*

Excellent Credit	750-850
Good Credit	660-749
Fair Credit	620-659
Bad/Poor Credit	350-619
No Credit	0-0
Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases,
your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better
2. Most lenders base approval on your credit score.
3. Higher Scores mean lower payments and better deals.
4. Higher Scores mean Lower interest rates.
5. Scores are determined by 5 main categories:

Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit

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