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Discover® More® Card - Clear

5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners No Annual Fee Online Account Access CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® More® Card

5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners No Annual Fee Online Account Access Online Bill Payment CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® More® Card - American Flag

5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners No Annual Fee Online Account Access CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® More® Card - Wildlife Collection

5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners No Annual Fee Online Account Access CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® More® Card - Sealife Collection

5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners No Annual Fee Online Account Access CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® More® Card- Monogram Collection

5% Cashback Bonus ®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases automatically Unlimited cash rewards Turn your Cashback Bonus into bigger rewards everytime when you redeem for gift cards from over 100 brand-name Partners No Annual Fee Online Account Access CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Good Credit*

Discover® Motiva(SM) Card

Pay-On-Time Bonus® equal to a full month’s interest added to your Cashback Bonus account 5% to 20% Cashback Bonus ® at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone Automatic email reminders when a Payment Due Date is nearing or when a payment has been made No Annual Fee Online Account Access Online Bill Payment CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 3.9%* 6 months on Purchases & 12 months on Balance Transfers As low as 10.99%* None* Yes* Good Credit*

Miles by Discover® Card

Book any travel, anytime with no blackout dates or restrictions Double Miles on up to $3,000 in travel and restaurant purchases each year 1 Mile for every $1 on all your other purchases – personal and business Unlimited Miles Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash No Annual Fee Online Account Access Online Bill Payment CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® Open Road® Card

5% Cashback Bonus ® on your first $100 in gas and auto maintenance purchases each month – up to $1,200 in purchases each year 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Up to 1% Cashback Bonus on all other purchases Unlimited cash rewards Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners No Annual Fee Online Account Access Online Bill Payment CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 months on Purchases & 12 months on Balance Transfers* As low as 10.99%* None* Yes* Excellent Credit*

Discover® Student Card

Make your money worth MoreSM* Unlimited cash rewards, automatically 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Customer Service in less than a minute, anytime you want CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* 14.99%* None* N/A* Good Credit*

Discover® Student Card - Clear

Make your money worth MoreSM* Unlimited cash rewards, automatically 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Customer Service in less than a minute, anytime you want CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* 14.99%* None* N/A* Good Credit*

Discover® Student Card - Monogram Collection

Make your money worth MoreSM* Unlimited cash rewards, automatically 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Customer Service in less than a minute, anytime you want CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* 14.99%* None* N/A* Good Credit*

Discover® Student Card - Tropical Beach

Make your money worth MoreSM* Unlimited cash rewards, automatically 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Customer Service in less than a minute, anytime you want CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* 14.99%* None* N/A* Good Credit*

Discover® Student Open Road(SM) Card

0% Interest* on Purchases for 6 Months Build Your Credit History Full 5% Cashback Bonus® on gas and auto maintenance purchases* Up to 1% Cashback Bonus on all other purchases* $0 Fraud Liability Guarantee No Annual Fee CLICK HERE TO APPLY ONLINE *View Rates, Fees, Rewards and Other Important Information

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Purchases* 6 Months* 14.99%* None* N/A* Good Credit*

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Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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