GettingACreditCard.com - Privacy Policy
GettingACreditCard.com, we recognize that privacy is important. This document outlines the types of information we receive and collect when you use our services.
GettingACreditCard.com does not use cookies or other devices or databases in order to collect personal information about Internet users. Like most Internet sites, we do keep standard log records to improve our site, to provide better information in the future and to be sure we are using resources wisely. These logs may include the user's IP address or system domain name, computer type, browser version, date and time of the visit, names of files requested and the referring page. GettingACreditCard.com does not collect personal information about individuals, such as names and mailing or e-mail addresses, unless it is knowingly provided by the individual and he or she has agreed to the terms under which GettingACreditCard.com will use it. We do not send people credit card applications (or anything else) in the mail. We do not make phone calls to people for any reason. We are against unsolicited email (spam) and do not participate in spamming.
GettingACreditCard.com only offers links to credit card applications, and does not take part in the credit decision or distribution of credit cards.
GettingACreditCard.com wants to earn and keep your trust as we continue to bring you our services. Therefore, we will never share any personal information that you provide unless we have your explicit permission. At GettingACreditCard.com, we understand how important privacy is to our customers, and we will not compromise on this statement in any way.
Please note that www.gettingacreditcard.com has financial relationships with ALL of the merchants mentioned within our site. Gettingacreditcard.com is compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.
FICO Credit Scores
A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.
What is a Credit Score?
A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.
Credit Score Facts
- Credit Scores range from 300-850, the higher the better.
- Most lenders base approval on your credit score.
- Higher Scores mean lower payments and better deals.
- Higher Scores mean Lower interest rates.
- Scores are determined by 5 main categories:
- Payment History
- Amounts Owed
- Length of Credit History
- Type of Credit Used
- New Credit
Note: Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
Security Notice: Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.
*See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Now " button you can review the credit card terms and conditions on the credit card issuer's web site.
Advertiser Disclosure: The card offers that appear on this site are from companies from which www.Gettingacreditcard.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). www.Gettingacreditcard.com does not include all card companies or all card offers available in the marketplace.
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