First PREMIER® Bank Credit Cards

First PREMIER® Bank Platinum Card

Monthly reporting to 4 major credit bureaus. Low APR on purchases. Quality Customer Service. All credit types accepted! CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* Low APR on purchases* See Website* N/A* All Credit Types Accepted*

PledgeTM MasterCard®/Visa®

Monthly reporting to the 4 major credit bureaus. Low APR on purchases! Get the convenience of a MasterCard or Visa card Application response within 60 seconds Even if your credit is less than perfect. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* Low APR on purchases* See Website* N/A* All Credit Types Accepted*

First PREMIER® Bank MasterCard®

Monthly reporting to 4 major credit bureaus. Low APR on purchases. Quality Customer Service. Over 3 million credit cardholders Apply today for a MasterCard® card! CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* Low APR on purchases* See Website* N/A* All Credit Types Accepted*

First PREMIER® Bank Gold MasterCard®

Quality Customer Service Low APR on purchases Over 3 million credit cardholders! Enjoy the benefit of 24 hour account access by phone! CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* Low APR on purchases* See Website* N/A* All Credit Types Accepted*

Centennial® MasterCard®

Low APR on purchases Over 3 million credit card holders Quality Customer Service CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* Low APR on purchases* See Website* N/A* All Credit Types Accepted*

Centennial® Gold MasterCard®/Visa®

Reports monthly to 4 Major Credit Bureaus Low APR on purchases! Get the convenience of a GOLD MasterCard® Card $50 Credit Limit Increase by Making your first 2 Minimum Payments on Time! CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* Low APR on purchases* See Website* N/A* All Credit Types Accepted*

First PREMIER® Bank Secured MasterCard®/Visa®

A Credit Card for Those With Less Than Perfect Credit Monthly reporting to 4 major credit bureaus Quality Customer Service CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* N/A* N/A* N/A* All Credit Types Accepted*

Centennial Secured MasterCard®/Visa®

A Credit Card for Those With Less Than Perfect Credit Monthly reporting to 4 major credit bureaus Quality Customer Service CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* N/A* N/A* N/A* All Credit Types Accepted*

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Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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