Earn DOUBLE POINTS on your purchases at home improvement stores including Lowe’s®, The Home Depot®, and Best Buy® for the first 12 months when you shop for your home.*
Earn 1 point for every $1 you spend in net retail purchases — including everyday items and recurrent monthly bills.*
You can redeem your points for cash, merchandise, travel with no blackout dates online or by phone, anytime
Redeem your Points as extra payments - every time you earn 5,000 Points, you can redeem them for cash, which can be applied directly to your mortgage.*
A credit score
is a number generally between 300-850, based on a statistical
analysis of a person's credit files. This score represents the credit
worthiness of a person. A credit score is assigned to each individual, to rate
how risky a borrower he or she is--the higher the score, the less
risk the individual poses to creditors. In most cases, your credit score will determine whether you will be
approved for a credit card.
1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories:
Payment History
Amounts Owed
Length of Credit History
Type of Credit Used
New Credit
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