Bank Of America Credit Cards

Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card

Card issued by FIA Card Services, NA Earn 1% cash back on all of your purchases§ No limit to how much cash back you can earn§ Introductory 0%† APR for Balance Transfers* and Direct Deposits through your first 15 billing cycles. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Direct Deposits* 15 months * 9.99% / 19.99%* None* Yes* Good Credit*

Elite Rewards® World MasterCard® Credit Card

Card issued by FIA Card Services, NA Earn one point for every net retail purchase dollar you spend with your new Elite Rewards® World MasterCard® credit card. No annual fee. Earn 500 Bonus Points after first qualifying purchase with the account. Earn Bonus Points for every net retail dollar you spend at participating merchants. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Cash Advances* 12 months * 9.90% / 15.99%* None* Yes* Good Credit*

Bank of America Visa Signature® with WorldPoints®

Card issued by FIA Card Services, NA Receive a $25 Statement Credit* after qualifying transaction(s) No preset spending limit* - never worry about going over your credit limit Introductory 0%* APR for Balance Transfers* and Direct Deposits through your first 15 billing cycles. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Direct Deposits* 15 Months* 9.99% / 15.99%* None* Yes* Good Credit*

Bank of America World MasterCard® with WorldPoints™

Card issued by FIA Card Services, NA No Annual Fee Absolute fraud protection Online access and 24-hour service Access to the MyConcierge(SM) service Low Intro Rate CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers* 12 Months* 9.99% / 19.99%* None* Yes* Good Credit*

Bank of America® WorldPoints® Platinum Plus® MasterCard® Credit Card

Card issued by FIA Card Services, NA Earn 1 point for every net retail purchase dollar spent and redeem your points for travel, merchandise, gift certificates, and cash* Introductory 0%† APR for Balance Transfers* and Direct Deposits through your first 15 billing cycles. No Annual Fee and Rewards start at 2,500 points* CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers and Direct Deposits* 15 months * 9.99% / 15.99%* None* Yes* Good Credit*

Home Advantage™ World MasterCard® Credit Card with WorldPoints® Rewards

Card issued by FIA Card Services, NA Earn DOUBLE POINTS on your purchases at home improvement stores including Lowe’s®, The Home Depot®, and Best Buy® for the first 12 months when you shop for your home.* Earn 1 point for every $1 you spend in net retail purchases — including everyday items and recurrent monthly bills.* You can redeem your points for cash, merchandise, travel with no blackout dates online or by phone, anytime Redeem your Points as extra payments - every time you earn 5,000 Points, you can redeem them for cash, which can be applied directly to your mortgage.* CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 12 months * 9.99% / 19.99%* None* Yes* Good Credit*

Bank of America Accelerated Rewards™ American Express® Card

Card issued by FIA Card Services, NA. Earn rewards faster with 1.25 points for every net retail purchase dollar* 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles. No Annual Fee and the flexibility to pay over time Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates* Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more. Free 24/7 Concierge Service Access to more than 2,200 American Express Travel Services locations worldwide to help you CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers* 12 Months* 9.99% / 19.99%* None* Yes* Good Credit*

Wyndham Rewards Mastercard(SM)

Card issued by FIA Card Services, NA No Annual Fee 24 hour Online Access Complete Fraud Protection Credit Protection Available CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers* 12 Months * 9.99% / 15.99%* None* Yes* Good Credit*

Bass Pro Shops® Outdoor Rewards Visa® Card

Card issued by FIA Card Services, NA Help Conservation Efforts - With each card purchase, Bass Pro Shops and the National Fish and Wildlife Foundation will make a contribution to help conservation efforts, with a guaranteed yearly contribution as high as $1.5 million, at no additional cost to you. 0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks through your first twelve billing cycles. No Annual Fee. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Cash Advances* 12 months * 9.90% / 15.99%* None* Yes* Good Credit*

Ducks Unlimited WorldPoints™ Platinum Plus® Visa® Credit Card

Card issued by FIA Card Services, NA Earn WorldPoints with every retail purchase you make with the card. No annual fee Introductory 0% Annual Percentage Rate (APR)† for Cash Advance Checks and Balance Transfers through your first twelve billing cycles. Zero liability for unauthorized card use. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Cash Advances* 12 months* 9.99% / 15.99%* None* Yes* Good Credit*

NFL Extra Points™ Platinum Plus® Visa®

Card issued by FIA Card Services, NA 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles. No annual fee. Earn 1 point for every $1 in net retail purchases. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Cash Advances* 12 months * 9.99% / 15.99%* None* Yes* Good Credit*

Major League Baseball® Extra Bases™ Credit Card

Card issued by FIA Card Services, NA Get the card that's a hit with baseball fans! Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.§ Earn 1 point for every net retail dollar spent redeemable for MLB™ autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates.§§ 0% introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles. No annual fee. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Cash Advances* 12 months * 9.99% / 15.99%* None* Yes* Good Credit*

NASCAR RacePoints(SM) Platinum Plus® Visa® Card

Card issued by FIA Card Services, NA Earn RacePoints(SM) every time you make a purchase.§ Redeem points for exclusive NASCAR® experiences and collectibles. No Annual Fee. Free online account access. 0% Introductory Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Cash Advances* 12 months * 9.99% / 15.99%* None* Yes* Good Credit*

The Rainbow Card® Platinum Plus® Visa® Card

Card issued by FIA Card Services, NA Every purchase supports the Rainbow Endowment at no additional cost to you. Earn 1 point for every net retail dollar and redeem your points for travel, merchandise, gift certificates, and cash. No annual fee Online account access, get up-to-the-minute account information, schedule payments online, review statements and much more. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Cash Advances* 12 months* 9.99% / 15.99%* None* Yes* Good Credit*

Brighter Planet™ Visa® Card

Card issued by FIA Card Services, NA Points are automatically redeemed monthly to help fund community-based renewable energy projects across the United States* Earn 1 EarthSmart™ point for every $1 spent in net retail purchases* Earn 50% more points with a match by Bank of America through December 2008* Earn 1,000 bonus points, which will fund an estimated 1 ton of carbon offsets after your first transaction to offset the creation and delivery of your credit card* Earn 1,000 bonus points, which will fund an estimated 1 ton of carbon offsets for electing paperless statements CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Cash Advance Checks* 12 months* 9.99% / 15.99%* None* Yes* Good Credit*

The Nature Conservancy Platinum Plus® Visa® Credit Card

Card issued by FIA Card Services, NA No annual fee Low introductory APR* Earn WorldPoints® rewards – one point for every dollar in net retail purchases Earn 1,000 bonus points, which will fund an estimated 1 ton of carbon offsets after your first transaction to offset the creation and delivery of your credit card* Redeem points for unlimited cash rewards, free travel with no blackout dates, valuable merchandise, gift cards and more CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers & Cash Advance Checks* 12 months* 9.99% / 15.99%* None* Yes* Good Credit*

Alaska Airlines Visa® Signature

Card issued by FIA Card Services, NA. 20,000 Bonus Miles upon approval online 1 mile for every net retail dollar spent; 2 miles for every dollar in purchases of Alaska Airlines/Horizon Air tickets and Vacations packages 2 Board Room passes upon approval Earn and redeem miles with 10 airline partners - award travel begins at just 20,000 miles No annual mileage cap and miles never expire on active accounts $75 annual fee CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed N/A* N/A* P + 6.99%* $75* Yes* Good Credit*

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Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

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