Advanta Platinum BusinessCard with Rewards

0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter* 7.99% Variable APR (based on Prime) on Purchases Up to 5% Cash Back on office supplies, gas and more* No Annual Fee and No Limit on Earnings Get employee cards with no fee and set monthly spending limits per user $0 Fraud Liability Personalized card -- your company name on the card, plus your logo. CLICK HERE TO APPLY ONLINE *See Terms & Conditions

Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed 0% on Balance Transfers* 15 Months* P + 0.24%* None* Yes* Good Credit*

Review: Advanta Platinum Business Card With Rewards

Type of credit needed: Good Credit

Type of card: Rewards/Business

Issued by: Advanta

Overview: The Advanta Platinum Business Card With Rewards is a rewards card designed especially for business owners. Cardholders can choose between two types of rewards programs. The rebate program allows cardholders to receive rebates on business-related purchases and also on purchases which are not business related. However, the rebate for the latter category is much more modest. The card also allows individuals to accumulate rewards points, which can be used towards travel or pre-paid cards that can be used to pay for purchases. The number of points and rebates that can be redeemed is unlimited, but it should be kept in mind that points have an expiration date. All cardholders can also enjoy perks like discounts at participating retailers and online account access. There is no annual fee, a low introductory interest rate, and no charge to enroll in the rewards programs, making this card an attractive choice for business owners.

Pro and cons of the card:

Pros:

• Cardholders can choose between a rebate or rewards program
• Free to enroll in the rebate or rewards program
• Great rebates on business-related purchases
• Unlimited number of rebates
• Reward points can be used for travel or pre-paid cards
• No limits on point earning
• Discounts on products and services
• No annual fee
• Low introductory interest rate
• Online services for cardholders
• Personalized checks
• High limits

Cons:

• Low rebates for non-business related purchases
• Rewards points have an expiration date
• Cash advance interest rates can be quite high
• Cardholders can only participate in one program

Excellent Credit 750-850 Good Credit 660-749 Fair Credit 620-659 Bad/Poor Credit 350-619 No Credit 0-0 Do You Know Your Credit Score? Find Out Now!

A credit score is a number generally between 300-850, based on a statistical analysis of a person's credit files. This score represents the credit worthiness of a person. A credit score is assigned to each individual, to rate how risky a borrower he or she is--the higher the score, the less risk the individual poses to creditors. In most cases, your credit score will determine whether you will be approved for a credit card.

1. Credit Scores range from 300-850, the higher the better 2. Most lenders base approval on your credit score. 3. Higher Scores mean lower payments and better deals. 4. Higher Scores mean Lower interest rates. 5. Scores are determined by 5 main categories: Payment History Amounts Owed Length of Credit History Type of Credit Used New Credit

Security Notice: All Applications utilize Secure SSL Technology for secure transmissions.

* See the online Bestcardforbusiness.com (www.bestcardforbusiness.com) credit card application for details about terms and conditions and offers.